Better Mortgage. Home Loans With Best %
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Summary
Best mortgage companies and home loans. |
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Congratulations!!! You’re on the way to buy a home!
One of the most important purchases of your life is buying a home. It may seem a complicated task, but it is not. Moreover, it is a very pleasant and expected event.
What is a better mortgage?
A mortgage is a legal document you sign when you buy or refinance a home that gives the lender the right to take the property if you don’t repay the loan.
UpToMag has checked the market of lenders to help you find the best one and get preapproved.
PIECE OF HISTORY:
“Mortgage” comes from the Latin word mort, meaning death — as in “this debt is yours until you die.” Mortgages are more flexible than their root word implies, but these legal agreements that cement your responsibility to repay your home loan are still a big commitment.
Tips to know about better mortgages
1 Home affordability
Check the price range of your future home. Factor in your down payment, income and existing debt load to determine how much house you can really afford. You need a purchase price and monthly mortgage payment amount that is acceptable for you.
2 Credit score
The less your credit score is the larger down payment and a higher interest rate. Get a FREE consultation about credit score, credit repair. Click HERE to be helped to meet your credit score goals and to get the inaccurate or unfair negative items listed on your credit report removed.
3 Interest rate
There are some factors that determine your interest rate that are beyond your control
- Down payment amount
- Loan amount
- Loan type
- Location of your home
4 Down payment
Several mortgage programs allow you to make only a 3% down payment. It doesn’t have to be your own money, though — you may be able to take advantage of down payment assistance or a gift from a loved one.
To have a better mortgage you should…
- Review your financial circumstances. Pull your credit reports and scores from all three major credit reporting bureaus: Equifax, Experian and TransUnion. If you need a free credit consultation, read more HERE.
- Choose the type and terms of a home loan. How many years: 15, 20 or 30? How much money are you ready to spend in the beginning?
- Save as much as you can. Your emergency fund needs to exist after you’ve bought your home. Lenders check what amount you have to make mortgage payments if you suffer a job loss or medical emergency.
- First get a mortgage preapproval, after search a house. Home sellers take you more seriously as a buyer if you have an approval in your hands.
- A home inspection. You’ll need to pay for a home inspection to check if the home is move-in ready, or to identify repairs the seller needs to finish before the sale can happen.
- Provide all updated papers to underwriting team.
- Receive keys. Once at the closing, you’ll pay your down payment and closing costs, sign several documents and receive your house keys.
Better Mortgage. Lenders.
If You Are Ready To Check All Offers, So Start Click:
BETTER MORTGAGE
- Single point of contact throughout the application process
- Direct access to the Loan Officer’s supervisor
- Customer service 7 days a week and emails reviewed during off hours
- Some locations feature brick and mortar offices for face-to-face meetings and in-person document delivery
REGIONS MORTGAGE
- Customer service accessible 24/7
- Update notifications available via text/phone/email and online portal
- Two dedicated points of contact throughout the application process
REGIONS MORTGAGE
- Better Price Guarantee: if they can’t beat a competitor’s rate they’ll give you $1000 cash back
- Commission-free dedicated loan consultant to help you weigh options
- Fully digital process with pre-approval in as little as 10 minutes
REGIONS MORTGAGE
- Real time status updates when logged into the online portal
- Two dedicated points of contact throughout the application process
- Proprietary technology to streamline process and reduce costs
REGIONS MORTGAGE
- Online portal to submit documents and check status
- Customer support via email 24/7 and phone Monday through Saturday
- Automatic email notifications at each milestone
YOU ARE IN FEW STEPS FROM YOUR DREAM-HOUSE!!!
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