Summarypersonal loans for any reasons
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If you want to know more information about small personal loans/the money source, continue reading!
A small personal loan could help if you need to repair a car, take your cat to the vet or have a light medical procedure done. The usual amount of a loan is $1,000-$5,000 and are typically paid back within 2-3 years. Therefore, the monthly payment is very low and easy to pay off on time.
Benefits of small personal loans/the money source
- Unsecured-you do not have to put up collateral
- Fast and easy to get
- Paid back over 2-3 years
- Low interest rates for those with good credit
- Improve your credit score with on-time payments
What for do you need a personal loan?
What for do you need the money source?
- Unexpected expenses
- Medical expenses
- Holidays and trips
- Auto repairs
- Consolidate high-interest credit card debt
Why small personal loans/the money source are better than credit cards
If an emergency happens, you can just put it on your credit card. Better not do it because you’ll pay significantly more in interest until the balance is paid off.
With the money source, you instead receive a low, fixed interest rate and fixed monthly payments. You can choose your term (typically up to three years) and pay the loan off at an affordable rate.
However, it’s important to note that if you are planning on paying off the balance within a month or two, a credit card could be the best option for you.